My bank got bought out, am I now going to have to start filing tax returns in a different state?What banks work best with accounts in multiple states?Does getting a 1099 from another state count as working in another state if I was physically in my home state?K-1-P (or Equivalent) from Multiple StatesTax implications of receiving cash bonus from bank for a non-resident alienWhen filing for an NOL, do you have to file the amended previous years' returns after the NOL return?Tax implications for a child's savings accountIs income from bank account bonuses taxable on my state tax return?I hate the high taxes in NYC. Should I incorporate in or move to another state?Filing a tax return due to US bank interest for non-US personsDo US banks accept out-of-state applications for checking accounts?
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My bank got bought out, am I now going to have to start filing tax returns in a different state?
What banks work best with accounts in multiple states?Does getting a 1099 from another state count as working in another state if I was physically in my home state?K-1-P (or Equivalent) from Multiple StatesTax implications of receiving cash bonus from bank for a non-resident alienWhen filing for an NOL, do you have to file the amended previous years' returns after the NOL return?Tax implications for a child's savings accountIs income from bank account bonuses taxable on my state tax return?I hate the high taxes in NYC. Should I incorporate in or move to another state?Filing a tax return due to US bank interest for non-US personsDo US banks accept out-of-state applications for checking accounts?
.everyoneloves__top-leaderboard:empty,.everyoneloves__mid-leaderboard:empty,.everyoneloves__bot-mid-leaderboard:empty margin-bottom:0;
My bank just got bought by a bank in another state. Does this mean my interest earnings are going to get reported in that other state and potentially require me to file tax returns in the other state?
How is this problem handled by big banks with branches in many states?
united-states taxes banking
asked Apr 24 at 17:50
Five BaggerFive Bagger
6,27022052
add a comment |
My bank just got bought by a bank in another state. Does this mean my interest earnings are going to get reported in that other state and potentially require me to file tax returns in the other state?
How is this problem handled by big banks with branches in many states?
united-states taxes banking
asked Apr 24 at 17:50
Five BaggerFive Bagger
6,27022052
1
Let that sink in for a moment... That bank has enough money to buy another bank.
– LogicalBranch
2 days ago
add a comment |
My bank just got bought by a bank in another state. Does this mean my interest earnings are going to get reported in that other state and potentially require me to file tax returns in the other state?
How is this problem handled by big banks with branches in many states?
united-states taxes banking
asked Apr 24 at 17:50
Five BaggerFive Bagger
6,27022052
My bank just got bought by a bank in another state. Does this mean my interest earnings are going to get reported in that other state and potentially require me to file tax returns in the other state?
How is this problem handled by big banks with branches in many states?
united-states taxes banking
united-states taxes banking
asked Apr 24 at 17:50
Five BaggerFive Bagger
6,27022052
asked Apr 24 at 17:50
Five BaggerFive Bagger
6,27022052
asked Apr 24 at 17:50
Five BaggerFive Bagger
6,27022052
asked Apr 24 at 17:50
Five BaggerFive Bagger
6,27022052
asked Apr 24 at 17:50
Five BaggerFive Bagger
6,27022052
6,27022052
1
Let that sink in for a moment... That bank has enough money to buy another bank.
– LogicalBranch
2 days ago
add a comment |
1
Let that sink in for a moment... That bank has enough money to buy another bank.
– LogicalBranch
2 days ago
1
1
Let that sink in for a moment... That bank has enough money to buy another bank.
– LogicalBranch
2 days ago
Let that sink in for a moment... That bank has enough money to buy another bank.
– LogicalBranch
2 days ago
add a comment |
3 Answers
3
active
oldest
votes
No. You owe/pay taxes based on your residency. The physical location of the entity paying you isn't relevant whether it's earned income or interest income.
There are some exceptions to this on an international basis. And, some states are aggressive in their methods of establishing residency but most involve you being physically present in the state over some time period.
answered Apr 24 at 18:11
quidquid
39.7k877129
10
"The physical location of the entity paying you isn't relevant whether it's earned income or interest income." Not completely true. Many states tax income based on where income is earned rather than residency. Off the top of my head, working in NYC but living in NJ leads to income tax being charged by both (with NJ offering credits based on tax payed to NY), and working in Oregon while living in income-tax-free Washington will still lead to paying income tax to Oregon.
– NeutronStar
Apr 24 at 20:47
7
In (e.g.) UK or New Zealand, you generally don't need to do a tax return at all, and tax is constant over the whole country. It's simlar throughout the EU too. The US system seems (to outsiders) to be excessively complex and burdensome on taxpayers, particularly low-income ones. However I think we're digressing a bit from the original question
– Steve Shipway
Apr 25 at 1:37
5
@Steve, once the EU starts assessing an income tax, it will be the same as the U.S. (Don’t think it can’t happen; the U.S. didn’t have an income tax for the first 120 years or so (not counting a brief period in the mid 19th century), so it’s only a matter of time for the EU.)
– prl
Apr 25 at 4:42
9
@SteveShipway "It's simlar throughout the EU" - Not if you consider the EU as the equivalent of the USA and Germany as the equivalent of California it isn't.
– Martin Bonner
Apr 25 at 10:38
9
@quid What's really crazy is that the USA could easily have an "automatic" PAYE system where most of the non-self-employed citizens would no longer need to file tax returns, like the rest of the world does - but the Accountancy companies keep lobbying to prevent it, because they would lose so much money and business by people no longer balking at all that faff. (Also, if your parents are US citizens who emigrated abroad before you were born, you are considered a US citizen - so have to pay US income tax and file a tax return even if you have never been there or worked for a US company)
– Chronocidal
Apr 25 at 11:49
|
show 15 more comments
Banks anywhere in the US report the interest you earn in a 1099-INT. You then report this income in your federal return, and in your home state return, if your state requires you to file.
I believe what you're alluding to is when you earn wages in multiple states (which would come in a W2 form). Only then you might need to file reports in multiple states.
answered Apr 24 at 18:10
wide.writing.immediatelywide.writing.immediately
889413
add a comment |
If the bank is doing business in your home state and ofering bank accounts to residents of your home state, then there is no question that the interest they pay you is taxable in your home state and nowhere else.
answered Apr 24 at 21:50
HarperHarper
25.8k63891
add a comment |
Your Answer
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3 Answers
3
active
oldest
votes
3 Answers
3
active
oldest
votes
active
oldest
votes
active
oldest
votes
No. You owe/pay taxes based on your residency. The physical location of the entity paying you isn't relevant whether it's earned income or interest income.
There are some exceptions to this on an international basis. And, some states are aggressive in their methods of establishing residency but most involve you being physically present in the state over some time period.
answered Apr 24 at 18:11
quidquid
39.7k877129
10
"The physical location of the entity paying you isn't relevant whether it's earned income or interest income." Not completely true. Many states tax income based on where income is earned rather than residency. Off the top of my head, working in NYC but living in NJ leads to income tax being charged by both (with NJ offering credits based on tax payed to NY), and working in Oregon while living in income-tax-free Washington will still lead to paying income tax to Oregon.
– NeutronStar
Apr 24 at 20:47
7
In (e.g.) UK or New Zealand, you generally don't need to do a tax return at all, and tax is constant over the whole country. It's simlar throughout the EU too. The US system seems (to outsiders) to be excessively complex and burdensome on taxpayers, particularly low-income ones. However I think we're digressing a bit from the original question
– Steve Shipway
Apr 25 at 1:37
5
@Steve, once the EU starts assessing an income tax, it will be the same as the U.S. (Don’t think it can’t happen; the U.S. didn’t have an income tax for the first 120 years or so (not counting a brief period in the mid 19th century), so it’s only a matter of time for the EU.)
– prl
Apr 25 at 4:42
9
@SteveShipway "It's simlar throughout the EU" - Not if you consider the EU as the equivalent of the USA and Germany as the equivalent of California it isn't.
– Martin Bonner
Apr 25 at 10:38
9
@quid What's really crazy is that the USA could easily have an "automatic" PAYE system where most of the non-self-employed citizens would no longer need to file tax returns, like the rest of the world does - but the Accountancy companies keep lobbying to prevent it, because they would lose so much money and business by people no longer balking at all that faff. (Also, if your parents are US citizens who emigrated abroad before you were born, you are considered a US citizen - so have to pay US income tax and file a tax return even if you have never been there or worked for a US company)
– Chronocidal
Apr 25 at 11:49
|
show 15 more comments
No. You owe/pay taxes based on your residency. The physical location of the entity paying you isn't relevant whether it's earned income or interest income.
There are some exceptions to this on an international basis. And, some states are aggressive in their methods of establishing residency but most involve you being physically present in the state over some time period.
answered Apr 24 at 18:11
quidquid
39.7k877129
10
"The physical location of the entity paying you isn't relevant whether it's earned income or interest income." Not completely true. Many states tax income based on where income is earned rather than residency. Off the top of my head, working in NYC but living in NJ leads to income tax being charged by both (with NJ offering credits based on tax payed to NY), and working in Oregon while living in income-tax-free Washington will still lead to paying income tax to Oregon.
– NeutronStar
Apr 24 at 20:47
7
In (e.g.) UK or New Zealand, you generally don't need to do a tax return at all, and tax is constant over the whole country. It's simlar throughout the EU too. The US system seems (to outsiders) to be excessively complex and burdensome on taxpayers, particularly low-income ones. However I think we're digressing a bit from the original question
– Steve Shipway
Apr 25 at 1:37
5
@Steve, once the EU starts assessing an income tax, it will be the same as the U.S. (Don’t think it can’t happen; the U.S. didn’t have an income tax for the first 120 years or so (not counting a brief period in the mid 19th century), so it’s only a matter of time for the EU.)
– prl
Apr 25 at 4:42
9
@SteveShipway "It's simlar throughout the EU" - Not if you consider the EU as the equivalent of the USA and Germany as the equivalent of California it isn't.
– Martin Bonner
Apr 25 at 10:38
9
@quid What's really crazy is that the USA could easily have an "automatic" PAYE system where most of the non-self-employed citizens would no longer need to file tax returns, like the rest of the world does - but the Accountancy companies keep lobbying to prevent it, because they would lose so much money and business by people no longer balking at all that faff. (Also, if your parents are US citizens who emigrated abroad before you were born, you are considered a US citizen - so have to pay US income tax and file a tax return even if you have never been there or worked for a US company)
– Chronocidal
Apr 25 at 11:49
|
show 15 more comments
No. You owe/pay taxes based on your residency. The physical location of the entity paying you isn't relevant whether it's earned income or interest income.
There are some exceptions to this on an international basis. And, some states are aggressive in their methods of establishing residency but most involve you being physically present in the state over some time period.
answered Apr 24 at 18:11
quidquid
39.7k877129
No. You owe/pay taxes based on your residency. The physical location of the entity paying you isn't relevant whether it's earned income or interest income.
There are some exceptions to this on an international basis. And, some states are aggressive in their methods of establishing residency but most involve you being physically present in the state over some time period.
answered Apr 24 at 18:11
quidquid
39.7k877129
answered Apr 24 at 18:11
quidquid
39.7k877129
answered Apr 24 at 18:11
quidquid
39.7k877129
answered Apr 24 at 18:11
quidquid
39.7k877129
39.7k877129
10
"The physical location of the entity paying you isn't relevant whether it's earned income or interest income." Not completely true. Many states tax income based on where income is earned rather than residency. Off the top of my head, working in NYC but living in NJ leads to income tax being charged by both (with NJ offering credits based on tax payed to NY), and working in Oregon while living in income-tax-free Washington will still lead to paying income tax to Oregon.
– NeutronStar
Apr 24 at 20:47
7
In (e.g.) UK or New Zealand, you generally don't need to do a tax return at all, and tax is constant over the whole country. It's simlar throughout the EU too. The US system seems (to outsiders) to be excessively complex and burdensome on taxpayers, particularly low-income ones. However I think we're digressing a bit from the original question
– Steve Shipway
Apr 25 at 1:37
5
@Steve, once the EU starts assessing an income tax, it will be the same as the U.S. (Don’t think it can’t happen; the U.S. didn’t have an income tax for the first 120 years or so (not counting a brief period in the mid 19th century), so it’s only a matter of time for the EU.)
– prl
Apr 25 at 4:42
9
@SteveShipway "It's simlar throughout the EU" - Not if you consider the EU as the equivalent of the USA and Germany as the equivalent of California it isn't.
– Martin Bonner
Apr 25 at 10:38
9
@quid What's really crazy is that the USA could easily have an "automatic" PAYE system where most of the non-self-employed citizens would no longer need to file tax returns, like the rest of the world does - but the Accountancy companies keep lobbying to prevent it, because they would lose so much money and business by people no longer balking at all that faff. (Also, if your parents are US citizens who emigrated abroad before you were born, you are considered a US citizen - so have to pay US income tax and file a tax return even if you have never been there or worked for a US company)
– Chronocidal
Apr 25 at 11:49
|
show 15 more comments
10
"The physical location of the entity paying you isn't relevant whether it's earned income or interest income." Not completely true. Many states tax income based on where income is earned rather than residency. Off the top of my head, working in NYC but living in NJ leads to income tax being charged by both (with NJ offering credits based on tax payed to NY), and working in Oregon while living in income-tax-free Washington will still lead to paying income tax to Oregon.
– NeutronStar
Apr 24 at 20:47
7
In (e.g.) UK or New Zealand, you generally don't need to do a tax return at all, and tax is constant over the whole country. It's simlar throughout the EU too. The US system seems (to outsiders) to be excessively complex and burdensome on taxpayers, particularly low-income ones. However I think we're digressing a bit from the original question
– Steve Shipway
Apr 25 at 1:37
5
@Steve, once the EU starts assessing an income tax, it will be the same as the U.S. (Don’t think it can’t happen; the U.S. didn’t have an income tax for the first 120 years or so (not counting a brief period in the mid 19th century), so it’s only a matter of time for the EU.)
– prl
Apr 25 at 4:42
9
@SteveShipway "It's simlar throughout the EU" - Not if you consider the EU as the equivalent of the USA and Germany as the equivalent of California it isn't.
– Martin Bonner
Apr 25 at 10:38
9
@quid What's really crazy is that the USA could easily have an "automatic" PAYE system where most of the non-self-employed citizens would no longer need to file tax returns, like the rest of the world does - but the Accountancy companies keep lobbying to prevent it, because they would lose so much money and business by people no longer balking at all that faff. (Also, if your parents are US citizens who emigrated abroad before you were born, you are considered a US citizen - so have to pay US income tax and file a tax return even if you have never been there or worked for a US company)
– Chronocidal
Apr 25 at 11:49
10
10
"The physical location of the entity paying you isn't relevant whether it's earned income or interest income." Not completely true. Many states tax income based on where income is earned rather than residency. Off the top of my head, working in NYC but living in NJ leads to income tax being charged by both (with NJ offering credits based on tax payed to NY), and working in Oregon while living in income-tax-free Washington will still lead to paying income tax to Oregon.
– NeutronStar
Apr 24 at 20:47
"The physical location of the entity paying you isn't relevant whether it's earned income or interest income." Not completely true. Many states tax income based on where income is earned rather than residency. Off the top of my head, working in NYC but living in NJ leads to income tax being charged by both (with NJ offering credits based on tax payed to NY), and working in Oregon while living in income-tax-free Washington will still lead to paying income tax to Oregon.
– NeutronStar
Apr 24 at 20:47
7
7
In (e.g.) UK or New Zealand, you generally don't need to do a tax return at all, and tax is constant over the whole country. It's simlar throughout the EU too. The US system seems (to outsiders) to be excessively complex and burdensome on taxpayers, particularly low-income ones. However I think we're digressing a bit from the original question
– Steve Shipway
Apr 25 at 1:37
In (e.g.) UK or New Zealand, you generally don't need to do a tax return at all, and tax is constant over the whole country. It's simlar throughout the EU too. The US system seems (to outsiders) to be excessively complex and burdensome on taxpayers, particularly low-income ones. However I think we're digressing a bit from the original question
– Steve Shipway
Apr 25 at 1:37
5
5
@Steve, once the EU starts assessing an income tax, it will be the same as the U.S. (Don’t think it can’t happen; the U.S. didn’t have an income tax for the first 120 years or so (not counting a brief period in the mid 19th century), so it’s only a matter of time for the EU.)
– prl
Apr 25 at 4:42
@Steve, once the EU starts assessing an income tax, it will be the same as the U.S. (Don’t think it can’t happen; the U.S. didn’t have an income tax for the first 120 years or so (not counting a brief period in the mid 19th century), so it’s only a matter of time for the EU.)
– prl
Apr 25 at 4:42
9
9
@SteveShipway "It's simlar throughout the EU" - Not if you consider the EU as the equivalent of the USA and Germany as the equivalent of California it isn't.
– Martin Bonner
Apr 25 at 10:38
@SteveShipway "It's simlar throughout the EU" - Not if you consider the EU as the equivalent of the USA and Germany as the equivalent of California it isn't.
– Martin Bonner
Apr 25 at 10:38
9
9
@quid What's really crazy is that the USA could easily have an "automatic" PAYE system where most of the non-self-employed citizens would no longer need to file tax returns, like the rest of the world does - but the Accountancy companies keep lobbying to prevent it, because they would lose so much money and business by people no longer balking at all that faff. (Also, if your parents are US citizens who emigrated abroad before you were born, you are considered a US citizen - so have to pay US income tax and file a tax return even if you have never been there or worked for a US company)
– Chronocidal
Apr 25 at 11:49
@quid What's really crazy is that the USA could easily have an "automatic" PAYE system where most of the non-self-employed citizens would no longer need to file tax returns, like the rest of the world does - but the Accountancy companies keep lobbying to prevent it, because they would lose so much money and business by people no longer balking at all that faff. (Also, if your parents are US citizens who emigrated abroad before you were born, you are considered a US citizen - so have to pay US income tax and file a tax return even if you have never been there or worked for a US company)
– Chronocidal
Apr 25 at 11:49
|
show 15 more comments
Banks anywhere in the US report the interest you earn in a 1099-INT. You then report this income in your federal return, and in your home state return, if your state requires you to file.
I believe what you're alluding to is when you earn wages in multiple states (which would come in a W2 form). Only then you might need to file reports in multiple states.
answered Apr 24 at 18:10
wide.writing.immediatelywide.writing.immediately
889413
add a comment |
Banks anywhere in the US report the interest you earn in a 1099-INT. You then report this income in your federal return, and in your home state return, if your state requires you to file.
I believe what you're alluding to is when you earn wages in multiple states (which would come in a W2 form). Only then you might need to file reports in multiple states.
answered Apr 24 at 18:10
wide.writing.immediatelywide.writing.immediately
889413
add a comment |
Banks anywhere in the US report the interest you earn in a 1099-INT. You then report this income in your federal return, and in your home state return, if your state requires you to file.
I believe what you're alluding to is when you earn wages in multiple states (which would come in a W2 form). Only then you might need to file reports in multiple states.
answered Apr 24 at 18:10
wide.writing.immediatelywide.writing.immediately
889413
Banks anywhere in the US report the interest you earn in a 1099-INT. You then report this income in your federal return, and in your home state return, if your state requires you to file.
I believe what you're alluding to is when you earn wages in multiple states (which would come in a W2 form). Only then you might need to file reports in multiple states.
answered Apr 24 at 18:10
wide.writing.immediatelywide.writing.immediately
889413
answered Apr 24 at 18:10
wide.writing.immediatelywide.writing.immediately
889413
answered Apr 24 at 18:10
wide.writing.immediatelywide.writing.immediately
889413
answered Apr 24 at 18:10
wide.writing.immediatelywide.writing.immediately
889413
889413
add a comment |
add a comment |
If the bank is doing business in your home state and ofering bank accounts to residents of your home state, then there is no question that the interest they pay you is taxable in your home state and nowhere else.
answered Apr 24 at 21:50
HarperHarper
25.8k63891
add a comment |
If the bank is doing business in your home state and ofering bank accounts to residents of your home state, then there is no question that the interest they pay you is taxable in your home state and nowhere else.
answered Apr 24 at 21:50
HarperHarper
25.8k63891
add a comment |
If the bank is doing business in your home state and ofering bank accounts to residents of your home state, then there is no question that the interest they pay you is taxable in your home state and nowhere else.
answered Apr 24 at 21:50
HarperHarper
25.8k63891
If the bank is doing business in your home state and ofering bank accounts to residents of your home state, then there is no question that the interest they pay you is taxable in your home state and nowhere else.
answered Apr 24 at 21:50
HarperHarper
25.8k63891
answered Apr 24 at 21:50
HarperHarper
25.8k63891
answered Apr 24 at 21:50
HarperHarper
25.8k63891
answered Apr 24 at 21:50
HarperHarper
25.8k63891
25.8k63891
add a comment |
add a comment |
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1
Let that sink in for a moment... That bank has enough money to buy another bank.
– LogicalBranch
2 days ago